What is the option to pay in installments on Shop Pay?
Shop Pay now offers the option to pay in installments, allowing customers to split their purchase into four equal, biweekly payments with 0% interest, no hidden or late fees, and no impact on credit scores. This option is available for payments made with debit and credit cards, with no late fees incurred for missed payments.
Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
The installments option on Shop Pay is available on debit and credit cards.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What if I make a return on a purchase made through installments with Shop Pay?
Refunds are processed within 3-10 business days, with any difference returned to the original payment method. If a refund is less than the total purchase balance, it may not immediately lower subsequent payments but could result in fewer payments or a smaller final payment.
Have more questions?
For questions about installment payments on Shop Pay, visit shop.affirm.com/help. For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.
*Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
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